The city of Houston is known for its high accident rate, and having car insurance in Houston is important to protect yourself financially. It also helps keep your car safe from theft and damage. In the event of an auto accident, the right coverage will save you a lot of money.
Houston auto insurance quotes vary depending on many factors, including the location of the driver, their driving history and the type of vehicle they own. We have compiled a comprehensive list of Houston auto insurance companies to help you obtain a quote that suits your needs.
Policygenius offers online auto insurance quotes from top companies in Houston, including Liberty Mutual, Allstate and State Farm. The website allows you to easily compare rates, customer ratings, and many other details. You can even use a tool to find discounts and other add-ons which can reduce your premium.
Allstate
Allstate offers auto insurance policies, including standard and commercial autos. They also offer motorcycle policies. They provide discounts for safe drivers as well as other benefits. The company also offers accident forgiveness and features that allow them to avoid claims. They have a Spanish department and provide roadside service to Houston drivers.
Liberty Mutual
Liberty Mutual provides auto insurance and home insurance for Texans. Students and military personnel can also get policies from Liberty Mutual. They have resources on their website to help you choose the right type of auto insurance for you. There is also an online auto knowledge centre that offers advice on ways to lower your rates.
State Farm
State Farm is a leading provider of auto insurance in Texas and other parts of the country. They provide a range of coverage options, a guarantee that there will be no claims, and discounts for safe driving, defensive driver courses, and anti-theft equipment.
Progressive
Progressive Company has been in business for more than 100 years. They offer a number of discounts to their customers, and they've recently launched a new app that lets you quickly and easily receive a quote on your phone.
Auto insurance in Houston, Tx
Houston is a large city with a lot of traffic. Therefore, the rates for car insurance are higher. Houston is known for its high population density and heavy traffic. This makes it important to get enough insurance.
Keep Your Record Clean
Your auto insurance rate will be more affordable if you have a clean driving history. If you have a record of speeding citations as well as DUIs, DWIs, and accidents that were your fault, your insurance rates will go up. These citations or incidents will typically stay on your record from three to five year.
Gender
A driver's gender can also affect the rate. Women are usually less expensive to insure than men, and they also tend to drive safer.
Bundling with another insurance company is also a good idea, since it can provide discounts on multiple policies.