Getting cheap auto insurance is not an easy feat if you have a poor driving history. An average $1208 increase in annual car insurance rates can result from a New York DUI conviction. Fortunately, there are ways to get a cheaper rate. State Farm, Liberty Mutual and GEICO all provide affordable coverage.
State Farm
State Farm is the right choice if you are looking for affordable New York car insurance. The company is known for its great insurance coverage and generous student discounts. Steer Clear(r), a driving app that can be used by young drivers, is also available. For older policyholders, you can also receive car insurance discounts and savings to keep your vehicle accident-free.
State Farm also offers coverage to homeowners and renters. This insurance can help you protect your home, belongings, and property in the event that there is an accident. You can also get coverage for your belongings in the event of theft or damage. It also provides a network for auto repair shops to help you fix your vehicle.
You can save money if you consolidate your auto and home insurance through the company. It also provides rideshare and rental car insurance. The auto insurance policy in New York by It is suitable for both business travelers and people new to driving.
Liberty Mutual
Liberty Mutual is one among the most trusted New York drivers' companies. They offer competitive rates, good discounts, as well as convenient online policies. Online options include the ability to customize your policy and paying your bill online. This company is great for drivers who like to do things themselves. Some drivers were disappointed with their experience with the company and cited poor customer service.
Liberty Mutual offers a Pay-Per-Mile program. This allows you to only pay for how many miles you drive each month. The plan also covers accidents and offers a money-back promise. Pay-per-mile policies can be a great way to save on your car insurance premiums.
Liberty Mutual also offers medical coverage that covers no-fault, regardless of fault. The company also offers new car replacement coverage, which pays for the cost of buying a new car if your car is totaled. This type of coverage is required in New York.
GEICO
If you're a New Yorker and are looking for car insurance, GEICO New York might be able help you. They are well-known for providing insurance at affordable rates. Brooklyn residents may also find an agent to help save on insurance.
GEICO offers many coverage options, including bodily Injury liability and property damages liability. It also offers uninsured motorist coverage. GEICO offers discounts to military personnel and students. GEICO New York car insurance is affordable for all budgets.
GEICO offers many discounts as part of its commitment for affordable and responsible car insurance in New York. For instance, GEICO offers a good driver discount for drivers with five years of accident-free driving experience. The discount is also available to military and federal employees who are members of professional associations, or military personnel.