Embrace is a Ohio-based company that provides personalized pet health insurance. They offer a declining deductible that allows for routine and preventative care. You can also earn rewards for your pet's routine and preventative care by joining the Wellness Rewards program. The company belongs to the North American Pet Health Insurance Association.
Embrace offers customizable plans
An Embrace pet policy can provide coverage that covers your pet as well as your budget. This insurer reviews your pet's medical records and will let you know if it has any pre-existing conditions. You also get a 30-day guarantee of your money back. If you have multiple pets, you may be eligible for a discount on monthly premiums.
Embrace offers flexible plans for cats and dogs. You can adjust the coverage amount according to your pet's age, breed and species. You can also choose your deductible amount and reimbursement percentage. This will allow you to customize your plan to suit the budget.
It offers a 2-day waiting period in the event of an accident
When enrolled in an Embrace pet insurance plan, consumers are required to submit a year's worth of vet records as well as the birth date of their pet. This allows the insurance company to adjust the premium based on the age and breed of the pet. For accident coverage to be available, the insurance company requires that all pets must be over 15 years.
Embrace permits pet owners to take their pet anywhere in the country, regardless of where they live. Clients are reimbursed by the insurance company for the services they receive within 10 working days. The policy does NOT exclude breeds. So a dog or cat that has suffered from bilateral conditions in the past will more likely to be affected by the same condition.
It provides a six month waiting period for canine orthotic conditions
Embrace pet insurance has a six-month waiting period for certain canine orthopedic conditions, such as hip dysplasia. You can apply for a waiver to lower the waiting period. A veterinarian must perform a physical exam on your dog in order to waive the condition. Embrace will receive a veterinary Orthopedic Report Card from your vet. If it meets the requirements, Embrace may reimburse the cost of the exam.
Different pet insurance companies have different waiting periods. Before you sign up, be sure to read the terms. For example, some companies have a four-day waiting period for accidents or illnesses. Others, however, have a 14 day waiting period. Embrace charges a six-month waiting time for canine orthopedic conditions. If your dog has had a veterinary examination in the past six weeks, however, the fee can be waived.
It is reasonably priced
Embrace Insurance is competitively priced and offers a variety of options for its customers. Monthly premiums depend on your pet’s age, gender, size, breed, and age. You may be able to reduce the cost of your policy by enrolling for the Healthy Pet Deductible. This plan can help you avoid unnecessary financial burdens related to pet care and medical expenses.
Embrace provides accident and illness coverage for dogs and cats under the age of 14. This insurance is not required to be renewed annually and provides an accident-only plan. The policy covers pre-existing, congenital, and breed-specific diseases as well. Embrace also covers rehabilitation and alternative therapies. Embrace also provides plans with a shorter waiting list for illness and accidents.