Healthy Paws Pet Insurance provides a simple plan which covers up to 90% your pet's healthcare bills. This plan has no lifetime, annual, or per-incident payout caps. However, there are limitations to this plan. For example, it does not cover preexisting conditions. These are some of the important points you need to remember when looking for pet insurance.
Exclusions from coverage
The coverage of Healthy Paws pet insurance excludes common medical expenses for cats and dogs. Certain medical conditions may not be covered, including elective procedures, boarding, behavioral modifications, therapy, and certain types of skin rashes. Pre-existing medical conditions are not covered by the policy. For complete details, consult your policy documents.
Pre-existing conditions and anal gland expression are not covered by Healthy Paws insurance. They also do not cover elective procedures. However, it does cover dental care, extractions, and reconstructive surgery.
Limitations to coverage
Healthy Paws has a range coverage options for pet insurance. But, the policy does have some limitations. If your pet has a preexisting condition, for example, the insurer might not cover a hip exam. In these instances, you might be better off purchasing a second wellness plan from another provider.
Healthy Paws is not able to pay routine vet care costs or preventative care. In order to avoid paying out of pocket for annual checkups or spay and/or neuter procedures, as well as dental cleanings, Healthy Paws will not cover routine veterinary care. You will also need to wait 12 months before the insurer will pay you benefits for hip dislocation or other related conditions.
Coverage cost
The cost of Healthy Paws pet coverage differs depending on the plan chosen. The company provides coverage for hip dysplasia and dental disease as well as wellness care. Pre-existing conditions might not be covered by the plan. However, you can adjust the deductible amount and adjust your monthly premiums.
Healthy Paws pet coverage is much cheaper than traditional cat insurance. A young cat's monthly coverage can start at $15 per month. Insurance for older cats can be as high as $90 per calendar month. The company will cover up to 14 year old pets. However, the reimbursement percentage is not very high. Older pets may not receive the full cost of the procedure.
Review of Healthy Paws Pet Insurance
You should ensure that your pet's insurance policy covers all costs associated with their health care. This includes diagnostic tests and exams. Healthy Paws is an excellent insurance provider, with a strong reputation and great customer service. The Better Business Bureau accredited the company. Customers were very pleased with Healthy Paws's coverage, policies, and claims process.
Healthy Paws claims are quick and simple with no waiting periods. Customers can obtain an instant online quote and choose the deductible or reimbursement level that they prefer. Customers can then purchase a policy online.