The protection of your home is important. The risks of owning a house are not always predictable, but a policy will protect you in the case of thefts, fires and other unplanned events.
The right insurance company is crucial to getting the best coverage for the lowest cost. To help you find a home insurer that suits your needs, we've compared Utah insurance companies by comparing their policies, rates, and customer service ratings.
The average cost of homeowners insurance in Utah is $784 annually, which is significantly lower than the national average of $1,899 a year. The rate depends on several factors, including your home's age and location in the state.
MoneyGeek’s Utah home insurance estimator will give you an idea of the cost based on thousands quotes from top insurance companies.
Farmers - The cheapest option for baseline dwelling coverage in Utah With an average annual rate of $432, Farmers is the cheapest Utah homeowners insurance for people who want to buy a new home, pool owners, those with poor credit and those looking for baseline dwelling coverage under $250,000, according to our analysis of more than 20,000 homeowners insurance quotes in partnership with Quadrant Information Services.
USAA - Another company that's worth considering is USAA, which has a Bankrate Score of 4.8 and is one of the few home insurance companies in Utah that sells to former military service members. The company also offers a variety of optional features, such as replacement cost coverage and identity theft protection.
Earthquake insurance - Many home insurers exclude coverage for earthquakes, so it's important to consider adding this type of coverage. Even if you're not near any fault lines, you should add earthquake insurance to your Utah homeowners insurance policy as a precautionary measure.
We are the top-rated home insurer in Utah. With our On Your Side review, a service we offer for free that ensures your policy is covering all the items that are important to you and the family. Review your policy to see if you have any updates to make. Also, get a quote if you want to upgrade.
You'll be able to view your policy and all of your coverages in our online insurance portal. Nationwide agents are available to assist you if there are any questions.
In Utah you can choose from several different types to cover all your belongings, and protect your home investment. The types of coverage include personal property insurance, liability coverage, and medical payment to others.
Your home insurance policy will specify the amount of deductible you have to pay before your insurer begins paying. You can adjust the deductible either by speaking to an insurance agent or by changing your policy.