Figo Pet Insurance offers comprehensive insurance coverage. It also allows you to choose between one of three annual benefits options: Preferred, Essential or Ultimate. Optional wellness programs are available to cover routine blood work and vaccinations. Figo also offers a "Pet Cloud," mobile app that will allow you to manage the health of your pet. It costs a monthly fee. The app provides a range of functions, including a mobile medical record view, emergency advice, reminders and reminders of upcoming appointments.
You will need to complete an online application in order to enroll in Figo pet coverage. In order to enroll in Figo pet insurance, you will need to fill out an online application. You can also choose to pay an upfront deductible, which will affect your premium. A vet's form can waive the deductible. Figo also offers a 30-day money-back guarantee. This means you can file a claim up to the end of the policy year and receive reimbursement.
There is no limit on how many claims you can file. However, Figo does require you to see a licensed veterinarian and upload any relevant medical records. Your claim will be processed by the insurer within three business days. Most claims can be settled in under three business days.
Figo is available across all 50 states. Depending on which plan they choose, customers can choose between a $100 or $1,500 deductible. The deductible decreases by $50 for every insured pet that has not been claimed. Additionally, Figo offers a 5% discount for multiple pets. The policy doesn't cover pets under eight weeks of age when it's purchased.
Figo provides a GPS pet collar free of charge that allows you and your pet to track each other. It is perfect for pets that roam. Figo will pay for boarding fees and damage to third-party property if your pet is taken.
Figo policies provide coverage for all major illnesses and injuries. These policies include hospitalization, emergency treatment, and specialized treatments. They also cover routine and emergency dental care. Some plans are also paired with an extra care pack, which includes third-party property damage up to $10,000.
Figo also covers hereditary disorders. The website of Figo describes hereditary diseases as conditions passed on from a cat or dog's genes. However, customer service can confirm that your pet qualifies. Figo doesn’t have an upper limit on age, but many insurance companies have limits for new policies.
Figo provides 24/7 live vet chat. The company has an electronic filing and tracking platform that makes it simple to submit claims. You can also access a listing of pet-friendly areas through the app.
The Figo Pet Cloud is extremely popular. You can use the app to speak with a veterinarian and select from various reimbursement rates. The app is also designed to provide you with urgent care advice. When it comes time to make a claim, you can use the app to send a claim, and the company will pay it electronically.