The current system for visitors insurance is limited to a select number of services. It also relies on a small group of insurance companies. These plans can be more expensive than domestic insurance and only available during certain seasons. Visitors to the U.S. are allowed to be in the country at any time, not only for short-term stays.
USA-HealthCare
Visitors to the United States can get coverage through the Visit USA-HealthCare plan. These plans offer pre-defined medical benefits as well as emergency services for up 364 days. During this time, you can receive treatment from any doctor or hospital in the U.S. Visit USA-HealthCare provides three levels of coverage, including individual, family, and group plans.
Prices for individual health insurance plans can vary. Many policies are affordable, depending on their level of coverage. However, you may need to take into account your pre-existing medical conditions. You will need to choose insurance that is right for you and your budget.
Liaison Travel Choice
Liaison Travel Insurance for Visitors covers a wide range medical needs. The plan is intended for families and individuals who are traveling abroad. The plan also covers unmarried dependent children. It also pays up to $30,000 for covered medical expenses. It also covers emergency medical evacuation. Liaison Travel Choice provides comprehensive coverage for trips lasting from five to three64 days. The PPO network allows visitors to visit any doctor for medical care.
Visitors can choose from the Basic Plan, Liaison Travel Plus Plan, and Liaison Travel Medical Plan. Liaison Travel Medical Plan is designed for short-term, international travel. This plan covers injuries and illnesses that may occur outside of the United States. It is available for travelers younger than 74 years old and covers coverages that last from 5 to 364 consecutive days. The plan provides customizable emergency medical coverage with deductible amounts.
Atlas America
Atlas America's visitor plan is a great option for travelers who are visiting the United States. This plan covers medical expenses for both outpatient treatment and hospitalization. This plan may not cover all of your medical costs. This insurance can be purchased online so you can start getting coverage as soon as possible.
This visitor plan provides health insurance and access to the United Healthcare PPO Network. These providers bill the insurance company directly and often charge network negotiated fees. This is usually less than regular rates. You only need a credit/debit card number, birth date, name, passport number, as well as travel dates to request a quote.
Safe Travels USA Comprehensive
Safe Travels USA Comprehensive Insurance offers coverage for medical expenses of foreign nationals who travel to the USA. This plan covers medical expenses of visitors over 19 who are required to receive medical care in the U.S.A, including emergency services. It also covers a visitor's temporary stay in the U.S. During the duration of coverage, the insurance will pay 100% of eligible medical expenses up to the maximum policy limits. You can also get instant ID cards or proof of coverage with this plan.
This comprehensive insurance plan covers emergency medical expenses for foreign travelers, including acute onset of pre-existing conditions. The plan can be extended for up to ninety days and can be renewed an additional year. The maximum policy amount is $50,000 and the policy can be renewed for an additional two years.
International Major Medical Plan
If you are visiting the United States on a short-term basis, you should consider purchasing an International Major Medical Plan insurance policy. This type of coverage can cover up to $1,000,000 for out-of-pocket medical expenses. It provides benefits for trip cancellation, evacuation, and lost luggage. Some plans include coverage for war or terrorism. Some even offer coverage for recreational and non-professional sports activities. International Major Medical Plan policies provide coverage for both cardiac and cancer care.
You can also purchase an Elite Plan to cover pre-existing medical conditions. This type of insurance covers doctor visits, blood tests, urgent care, and specialty care. This type insurance also covers medications that are prescribed by doctors.