Trupanion is an insurance company that provides insurance for pets, both dogs and cats. It is located in Seattle. It provides coverage for cats in Australia and in Puerto Rico, as well as dog insurance in the US. The company was established in 1998. It offers comprehensive insurance plans that include coverage for hereditary conditions. It offers customer service as well as a wide range of coverage options.
Review of Trupanion
Trupanion is a company that specializes in pet insurance. It was founded in Vancouver BC and soon expanded to the United States. It is the largest provider of pet insurance in the US and Canada and offers many insurance policies for pets. The company also has an Investor Relations section that provides current information and shareholder reports.
Trupanion's website allows prospective customers to quickly compare coverage options and submit an online application. The website offers information about how you can pay for your policy as well as information on tracking claims and managing billing information. Download a sample policy to learn more about coverage restrictions. The policy is straightforward and complete, with links to detailed information.
Comparison of Trupanion to other pet insurance companies
Trupanion is more expensive than other pet insurance companies. Trupanion's premiums are comparatively higher than some other companies. However, the deductible amount is more than a hundred dollars, which is a small price to pay for comprehensive coverage.
Trupanion Insurance is an affordable choice to other insurance companies. But it has its limitations. First, the monthly premium is higher than that of other companies, but it includes a lifetime per-condition deductible. This means that if your pet has a new health condition, you will only have to pay the required deductible. Additionally, there is no limit on how much coverage can be claimed each year. Trupanion cannot offer a wellness program. Trupanion can't help you if your need is for preventative health care.
Customer service
It's possible to be in search of pet insurance for your cat and dog. Trupanion falls into this category. This company is well-respected, so we tried their service to determine if it was up to standard.
Options for coverage
Trupanion offers a range of coverage options with deductibles that can be as low as $0 up to $1,000. There are many exclusions and not all coverage is available. Some exclusions include exam fees, transportation costs, and certain elective treatments and procedures. Trupanion also does not cover pre-existing conditions like intervertebral disk disease, vaccinations, or other preventive care.
Trupanion coverage options are limited in certain ways. They have annual, per condition, and lifetime limits. You should also know that some illnesses and injuries might not be covered and there may be a waiting period before you can apply. If your pet becomes unwell during the waiting time, it will be treated as a pre-existing condition. Trupanion cannot cover service animals, emotional support animals, or other animals. You may also be excluded from coverage for certain conditions, such diabetes or kidney disease.