There are many types of dog health insurance. You can choose the type of coverage that works best for your dog based on his or her health status. Dog insurance is especially useful for dogs in their senior years. It can cover medical bills for a wide variety of ailments, including dental problems, heart disease, and cancer.
Plans for Pets
If you have dog insurance, you don't need to worry about expensive diagnostic tests and veterinary visits. These policies can be purchased through a variety of companies. Many companies offer wellness services to improve your pet’s overall health. The best companies provide comprehensive coverage and can customize to meet your pet's needs and budget.
Healthy Paws offers pet insurance that covers dogs from head-to-paw. It covers accidental injuries, illnesses, and certain genetic conditions. You can choose whether to include alternative treatments and surgery or to limit the policy to routine exams. Healthy Paws offers both a lifetime and a single accident and illness policy to dogs and cats. The policy also has no per-incident benefit cap and deductibles ranging from $100 to $500.
Healthy Paws
Healthy Paws is a trusted company that offers dog insurance. It is underwritten by The Chubb Group with a $25 billion surplus. They also have an A+ rating with credit agencies. It is also accredited by the Better Business Bureau. Customers praise the company for its customer service, claims process and premiums.
Although Healthy Paws doesn't cover all medical expenses, it does cover vet visits and emergency care. The plan has some limitations. It requires a wait period of at least two weeks and a maximum of 15 days for certain conditions, like hip dysplasia. This plan doesn't have an annual limit. It also requires you to enroll for at least fifteen days. However, this is less of a disadvantage than some other dog health insurance plans, which require that you enroll for a full year before your pet can receive coverage.
ASPCA
Dog insurance from the ASPCA is a great way of protecting your dog from unexpected expenses. There are many plans available. The full-coverage plan covers many health conditions. There are also plans with add-ons to cover accidents and preventative care.
ASPCA dog health insurance reimburses up to 90% of covered vet bills. You can customize the plans to get the coverage that you require, based on your budget. You can also pick a percent for reimbursement or a deductible. You can also choose to use any veterinarian you like. You can either submit a claim online, or by mail.
XL Specialty Insurance Company
XL Specialty Insurance Company has several options for dogs coverage. The Whole Pet plan includes $3,000 in emergency protection and comprehensive coverage. These plans are affordable and can cover up to six pets. There are two options available: either accident coverage only, or coverage for both accidents and illnesses.
Comprehensive plans include all medical costs, including those resulting from illness or accidents. You can also add wellness coverage. Comprehensive policies can cover everything, including wellness exams, dental care, vaccinations, and behavioral therapy. XL Specialty Insurance Company offers the best dog health insurance and has several locations to choose from.
Direct Line
Direct Line offers pet owners a variety of options when it comes to dog insurance. These options include a fixed excess, a flexible policy, and optional extras. These options can be beneficial to owners seeking lower premiums. Trustpilot has rated the company highly with a rating in excess of 3.8 stars.
Discounts are available for pet owners who have more than one animal. However, the discount is only good for the first 12 monthly period of your policy. Premiums are usually higher every year. Plans do not offer lifetime coverage. The maximum benefit is determined per condition. Pet health insurance does not include dental care.