Insuring your dog is a good way to ensure that they are happy and healthy. It can be used to cover unexpected veterinary costs, such as emergency visits and surgery, and it can also help with routine care expenses like vaccinations and wellness exams.
You can find many different pet insurance providers. Before purchasing a policy, it's best to research your options. Choose a plan which fits within your budget and is simple to use.
Accident-only insurance is the least expensive and most useful option for dogs who have suffered injuries like broken bones or bite wounds. These policies do not cover illness and are therefore not suitable for older dogs, or those who have long-term conditions.
Consider purchasing a coverage plan for your dogs that have chronic or serious conditions. This type of plan will pay for veterinary treatment you incur throughout your pet's lifetime, provided you renew the coverage each year.
AKC's Pet Insurance
American Kennel Club's (AKC) pet insurance is available not only for purebred dogs, but also mixed-breed cats and dogs. Its policies cover new or unexpected accidents, hereditary and congenital conditions and other illnesses, and its claims are processed quickly and efficiently.
AKC pet insurance offers a 30-day-free trial so that you can test out the features before you purchase it. Add-ons are available, such as exam fees or final expenses to cover your pet in its final days.
Accident and illness policies cover a wider range of medical costs, including vet bills. An accident-only insurance plan does not. These plans reimburse up to 82% of eligible medical bills after you've met the annual deductible.
BestBenefit
In order to choose the right pet insurance, you need to know how a company deals with pre-existing conditions. Some policies do not cover preexisting conditions. Others have a waiting time for any chronic condition that you or your vet observes before the start of coverage.
Even if the pre-existing condition has been fully treated by the end of coverage, some plans still require an annual waiting period. This can make it difficult to find a plan that will cover your dog for the rest of their lives.
The plans' premiums are variable, but usually they are affordable. These premiums are based on factors such as your dog's breed and age.
A typical pet insurance plan costs around $500 a year. The premium can be reduced if you choose a lower coinsurance and deductible rate. This is very helpful if there is a history of illness or if the dog is prone later in his life to contracting a disease.