Healthy Paws Pet Insurance is a simple policy that covers up 90% of your pet’s medical bills. This plan has no lifetime, annual, or per-incident payout caps. But there are some limitations to the plan, including the lack of coverage for preexisting conditions. These are the main points to remember when selecting this pet insurance plan.
Exclusions
Many common medical expenses are not covered by Healthy Paws pet insurance. There are some medical conditions that may not be covered. These include behavioral modifications, therapy, elective procedures and boarding. Pre-existing conditions are also excluded from the policy. For complete details, consult your policy documents.
Pre-existing conditions are not covered, as is anal gland function, or elective procedures. However, it does cover dental care, extractions, and reconstructive surgery.
Limitations of coverage
Healthy Paws has a range coverage options for pet insurance. But, the policy does have some limitations. In some cases, your insurer may not pay to have your pet examined for a hip condition. In such cases, you may be better off buying an additional wellness plan from another provider.
Healthy Paws doesn't cover preventative or routine veterinary services. This means that you will have to pay out of pocket for your annual checkups, dental cleanings, and spay/neuter procedure. There is a 12-month wait period before your insurer will pay benefits for hip dysplasia and other related issues.
Cost of coverage
The cost of Healthy Paws pet insurance coverage varies depending on the plan selected. The company covers hip dysplasia, diabetes, and wellness. Pre-existing conditions might not be covered by the plan. You can adjust your deductible and adjust your monthly premiums.
Healthy Paws pet insurance costs less than traditional cat insurance. For young cats, monthly coverage is as low as $15 per mois. Insurance for older cats can be as high as $90 per calendar month. While the company offers coverage for pets as young as 14 years, reimbursement percentages are limited. An older pet may only receive 60% of the costs of the procedure.
Review of healthy paws pet insurance
It is important to ensure that the pet insurance plan covers all expenses related to your pet's medical care. Healthy Paws is an excellent insurance provider, with a strong reputation and great customer service. The Better Business Bureau has also awarded the company accreditation. Customers have praised Healthy Paws's coverage, premiums, claims process, as well as its customer service.
Healthy Paws claims processing is fast and efficient with no waiting period. Customers can easily get an online quote within minutes. Then, they can choose the deductible level and the reimbursement amount that interests them. You can then buy a policy directly from the website.