ASPCA is the oldest provider of pet insurance in the United States. It has a great reputation with customers. It offers many different plan options from accident only to full coverage. ASPCA offers a discount of 10% on policies with multiple pets.
ASPCA offers a number of types of pet health insurance, such as illness-only coverage, preventative and accident care. Complete Coverage (sm) is the most comprehensive insurance plan. It includes illness and accident benefits, along with wellness add-ons.
The Complete Coverage Plan reimburses you for unexpected vet fees after you've met your deductible. The annual deductible will be available to you, as well as the reimbursement percentage and the maximum payout limit.
If you choose a $100 deductible, you will be required to pay that amount in order to receive reimbursement for claims you make during the period of your policy. For example, you can set your policy deductible at 500 dollars and receive reimbursements for all claims once that amount is met.
Preventative Care Plans
ASPCA offers preventive care programs that reimburse you for vaccinations, screenings, and regular vet appointments. It's a great way of preventing expensive, life-threatening ailments and other health issues.
This is great, because many plans require you to pay a deductable or wait before they will cover your preventive visit. ASPCA's prevention care plans are different. There are no deductibles nor waiting periods.
The ASPCA App and Website allow you to manage and update your account. They also let you submit and track your claims. It also has a local vet finder that lets you search for nearby veterinarians.
ASPCA's pet health insurance is underwritten by Crum & Forster Pet Insurance Group, which has an A+ rating with the Better Business Bureau and a 4.3 out of 5 rating from TrustPilot. Both cats and canines are covered by its insurance policies, and the ASPCA Healthy Pet Deductible automatically lowers their annual deductible for each year in which they do not receive a refund.
A 10% discount is available for enrolling pets in more than one policy. ASPCA offers a simple quote process as well as a sample policy.
Quotes
You can get a quote online by visiting the ASPCA website and completing a form. Then you can customize your premium based on your pet's age, gender and location.
ASPCA's website also includes a wealth of other information about pet health, including breed-specific resources and an easy to use comparison tool. There is also a mobile phone app which allows you to locate a local vet and pay your bill. The app can be downloaded for free from either the Apple App Store, or Google Play Store.